Services

At BC Partners in Planning, we believe that sound financial management begins with the preparation of a financial plan. This involves clarifying our client's present situation, identifying goals, and targeting issues that need attention. The plan provides written recommendations and alternative solutions.

Working with our clients, we implement their financial plan by providing tailored solutions with respect to tax, investments, insurance, pensions, and accounting. We also maintain relationships with ancillary advisors such as lawyers, banks, and investment counsellors to coordinate the complete spectrum of financial services.

The following are some examples from the wide range of expertise that we offer to our clients:

As you accumulate wealth, your financial needs become more complex. Our job is to bring simplicity to your finances.

Proactive Personal and Corporate Accounting and Tax Planning

Providing proactive accounting and tax planning advice to minimize one's personal or corporate tax burden has been our mantra from day one - and it has served our clients very well. We position ourselves to have a complete picture of our clients' financial and professional lives.

BCPIP Accounting Services, our in-house CPA practice, ensures that tax planning is integrated into financial planning. We identify and advise on tax effective structures, and prepare personal, corporate and trust tax returns. As a 'one-stop-shop,' we are able to add value wherever possible.

Investment Management

Recommending and overseeing investment solutions is something we have successfully done for many years. We are not tied to any investment firm and therefore are able to make objective and informed recommendations that best suit our clients' risk parameters and needs.

We do have strong referral relationships with numerous investment counsel firms. Preservation of capital is always our number one concern, followed by a reasonable rate of return and a competitive cost structure. Our clients retain us to deliver on all three of these criteria and we have a history of providing just that.

Retirement Planning

The purpose of any retirement plan is to provide a blueprint to reach one's retirement goals. The plan should be reviewed and updated annually, to measure progress toward goals, and to make modifications to adjust for changing circumstances.

During this process, we provide a number of options to illustrate the possibilities available for projected retirement dates. Since there are typically no hard and fast guidelines as to when this point will be, we look at various scenarios, and review them with our clients. These analyses are presented with both numeric and visual data (including graphs and charts) in a comprehensive, easy to read and understand document package.

Estate Planning

If you are married, have children or elderly parents or have significant assets, you should have an estate plan in place. Our experienced team will assist you in determining a sound and flexible estate plan that meets your changing circumstances, needs and goals. A comprehensive plan can ensure the orderly management and transfer of assets to your beneficiaries while minimizing tax consequences. We can help ensure your legacy is protected by examining your corporate and personal structure as well as providing probate fee planning, succession planning and estate accounting. Tools such as family trusts, alter ego trusts and spousal trusts can also be effective in saving taxes and assisting in intergenerational transfers. In addition, we can provide referrals to, and coordinate with, professional lawyers, to prepare estate planning documents such as wills, powers of attorney, representation agreements and trusts.

Bookkeeping

Providing timely and accurate bookkeeping for our clients is very important, as this ties in closely to personal and corporate accounting and ultimately to the overall financial plan. Utilizing a team of experienced professionals, coupled with innovative technology, we stay current and well informed regarding our clients' financial affairs through the tight monitoring and reporting of this important function.

We also offer support and trouble-shooting through remote access to clients who want to maintain their bookkeeping in-house.

Special Projects

In the course of our relationship with our clients, a certain level of trust is often earned. Given that trust and our broad competency, BC Partners in Planning is often in the position to provide additional special services. These projects include, but are not limited to; management consulting, financing advisory, accounting systems engineering and investment analysis.